About Us
Ob-Gyn Risk Alliance
At this point in your career, you want a medical professional liability insurance experience that is unique and easier…both in its understanding of and support for the challenges you, your specialty, and your patients face. To provide you with this experience, we created the Ob-Gyn Risk Alliance (OBRA). Consider how a program that exclusively serves obstetricians and gynecologists is a better fit.
OBRA is focused on helping you improve patient care through its state-of-the-art risk management programs and tools. These resources help your practice address patient safety and professional liability issues that only obstetricians and gynecologists experience.
Our philosophy of committing, partnering, and improving ensures your best interests are front and center.
- Your commitment to patient safety and the program’s loss experience drives program benefits and allows us to reduce your insurance premiums.
- You receive a supportive partner focused on your specialty.
- You can experience more control and less uncertainty by way of improved patient safety and fewer claims.
The OBRA flyer provides information on the program and its benefits.
ProAssurance underwrites and issues your professional liability policy through the Ob-Gyn Risk Alliance Risk Purchasing Group program. ProAssurance Group is rated A (Excellent) by AM Best and is committed to treating you fairly—a value it shares with our Alliance. OBRA and ProAssurance, together, built your policy, the patient safety program, and the underwriting, risk resource, and claims teams who will be with you every step of the way.
Contact Us
ProAssurance welcomes your comments and questions. Contact any of our office locations or send us a message and we'll make sure your correspondence is routed to the right person. The toll-free number is 800-282-6242.Mission Statement
Our mission is to support and partner with ob-gyn providers in their efforts to reduce medical errors and enhance patient safety while controlling liability loss.
We do this by offering ob-gyn focused practice improvement tools and medical professional liability insurance solutions, along with evidence based risk management programs and resources. We strive to be the insurer of choice for obstetricians and gynecologists.
Meet Our Board
Frequently Asked Questions
From premium credit qualifications to how to make payments and more, find program information about the Ob-Gyn Risk Alliance and see answers to some of the most frequently asked questions.
Didn't see your question? Submit a contact form, or contact us directly at 800-282-6242 or ObGynRiskAlliance@ProAssurance.com.
The Ob-Gyn Risk Alliance is a risk purchasing group (RPG) that serves the special patient safety issues and professional liability insurance needs of obstetricians and gynecologists. Risk purchasing groups allow those with common risks to negotiate for their own coverage—essentially as a unique risk pool. The Ob-Gyn Risk Alliance promotes innovative loss control programs to increase patient safety. These programs result in fewer claims and, ultimately, fairer premiums.
It’s simple; the Ob-Gyn Risk Alliance serves only obstetricians and gynecologists and is governed by practicing ob-gyns who know the unique issues your specialty faces. Our Advisory Board and Claims and Underwriting Committees are made up of practicing ob-gyns throughout the U.S. Our primary focus is to provide state-of-the-art risk resources and educational programs to help reduce the possibility of medical-legal problems for ob-gyns.
ProAssurance companies underwrite and insure our members. ProAssurance also is committed to seeing you are treated fairly, a value we all share. The Ob-Gyn Risk Alliance and ProAssurance have worked together to craft your policy, the patient safety program, and the Underwriting, Risk Resource, and Claims teams who will be with you every step of the way.
You benefit from a medical professional liability insurance experience that is unique in its depth of understanding and consideration of the challenges you, your specialty, and your patients face. By participating in this program, you gain access to state-of-the-art resources and programs tailored to reduce risk for ob-gyns. As a member of the Alliance, you are a stakeholder in a program that draws heavily from the expertise of ob-gyns who have your best interests.
You receive an up-front 25% premium credit for agreeing to participate in certain risk reduction and educational activities while you are insured with the program. Additionally, because OBRA is a risk purchasing group (RRG), you will receive profit-sharing premium credit if the program develops satisfactory loss ratios and you remain an OBRA insured.
A detailed outline of Risk Management Activities and Benefits is available on the Risk Management page. You also can request a copy of our Risk Management Activities and Benefits Brochure and Checklist by emailing RiskAdvisor@ProAssurance.com or call 844-223-9648.
The Ob-Gyn Risk Alliance program’s insurance coverage is underwritten by ProAssurance companies; as such, your policy is backed by that noted financial strength. ProAssurance Group is rated A (Excellent) by AM Best. For specific financial information on any ProAssurance insurance company, please visit investor.ProAssurance.com.
Risk purchasing groups (RPGs) have functioned for decades in the U.S. The structure was created by federal law to enable those with common interests to benefit from insurance that serves only their needs. This creates a unique pool for underwriting risk where like exposures to loss can focus on a common goal and achieve economies of scale.
A risk purchasing group is an independent program underwritten by an insurance company. This allows the RPG to establish its own identity (including its governing body), while working with an already established insurance company to carry the risk. This best-of-both-worlds scenario allows the RPG to immediately pursue the fulfillment of its mission with a financially strong underwriting platform.
The Ob-Gyn Risk Alliance is an RPG underwritten by ProAssurance. ProAssurance is fully licensed by each state of operation, and the insureds are protected by existing
guaranty funds.
ProAssurance believes in the value this program can provide to ob-gyns—and provides the necessary investment to make it happen. The Ob-Gyn Risk Alliance and ProAssurance are committed to developing and providing loss prevention programs to help improve patient care and reduce the likelihood of claims.
No. We are first and foremost a patient safety and Ob-Gyn loss-prevention program. The reduction of losses and subsequent lowered premiums are a byproduct of those efforts.
No. You will not incur additional expenses outside of your annual premium for participating in this loss control program. The cost of developing this program with the Ob-Gyn Risk Alliance and implementing it is an investment by ProAssurance in your specialty.
Yes. Preferably, the rest of your group would be insured by ProAssurance, but if that is not the case, ProAssurance will still review your application for coverage.
Yes. ProAssurance policyholders are welcome to apply, which includes completion of a supplemental application. Applicants must meet the Ob-Gyn Risk Alliance’s higher underwriting criteria and also commit to loss control program participation.
Assuming all information is available and current, ProAssurance Underwriting typically processes your application within 10 business days.
Yes. To give you more options, we offer annual, semi-annual, quarterly, and nine-pay payment plans; the nine-pay option requires you to participate in ProAssurance’s Electronic Payment Plan.
Your local ProAssurance agent will be pleased to provide you with any additional information. You can locate an agent near you on the Find an Application page.