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Professional Liability Insurance for Obstetricians and Gynecologists
The Ob-Gyn Risk Alliance (OBRA)
OBRA is the first medical professional liability insurance program established exclusively for obstetricians and gynecologists. ProAssurance underwrites and issues your professional liability policy through the Ob-Gyn Risk Alliance risk purchasing group program.
The Ob-Gyn Risk Alliance (OBRA)
OBRA is the first medical professional liability insurance program established exclusively for obstetrician-gynecologists. The program is overseen and guided by a team of ob-gyns to ensure the best interests of all members are addressed. You receive specialty-specific coverage, underwriting, pricing, claims handling, and risk management services.
Program Advantages
Participants receive a 25% up-front risk management premium credit—based on the agreement to participate in educational programs administered or approved by ProAssurance, including specified Relias online learning courses. OBRA members who document completion of the required risk management activities continue to qualify for the 25% premium credit during renewal consideration.
Enhanced Policy Terms Available—Separate primary limits for mother and child available. Ask your agent/underwriter for full details about terms and conditions. Separate limits may require an additional charge.**Not available in Wisconsin
OBRA members have access to extensive risk management tools and support in addition to the annual programs selected for the 25% premium credit. They can discuss specific risk management concerns with risk consultants—and receive an ob-gyn tool kit with resources tailored to their specialty.
All claims are managed with a panel of attorneys who specialize in ob-gyn defense. Should a member experience a claim, they will receive a personalized, differentiated defense.
Members benefit from profit-sharing premium and renewal credit if the OBRA program experiences favorable loss ratios.
Your policy includes a Consent to Settle provision (where legally permitted); if you want to defend, we will not settle. Helping to protect your identity as a physician is as important as minimizing your risk. We get it and pledge to consult you at every important step.